HDFC Bank
Housing Development Finance Corporation Limited (HDFC Ltd) was one of the pioneering financial institutions granted preliminary approval by the Reserve Bank of India (RBI) in 1994 to establish a private sector bank, aligning with the RBI's banking industry liberalization policy. HDFC Bank, incorporated in Mumbai in August 1994, commenced operations as a Scheduled Commercial Bank in January 1995. On April 4, 2022, the merger of HDFC Ltd., India's largest housing finance company, and HDFC Bank, the largest private sector bank, was announced. With a 45-year legacy, HDFC Ltd. has excelled in housing finance, facilitating HDFC Bank's seamless delivery of home loans across urban, semi-urban, and rural India.
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